Tyburn Group Global Card Management Solutions

Prepaid Cards

Scoot Mobile Money

Scoot™ Mobile Money

Overview
Scoot is a complete mobile notification service for Tyburn enabled prepaid cards. Scoot can work with any prepaid card that has been approved and integrated with Scoot. Prepaid card brands (MasterCard cards or VISA cards) may be used everywhere debit cards are accepted. Scoot lets cardholders manage their card accounts and share money card-to-card using their mobile phones.

The Scoot Notification Service uses text messaging (SMS) to notify other authorized cardholders using a mobile phone number with a Scoot Password for security. Scoot is linked to the prepaid card processor via mobile numbers with verification of the Scoot Password. The prepaid card processor then verifies the cardholder account number with MasterCard or VISA and manages the transaction based on the cardholder account balances at a main banking account (US or International banks).

Scoot Advantages
Tyburn has in depth experience and knowledge in the mobile banking areas. Our development resources are offshore and managed by our US management team. We have created a product that uses the widest accepted form of communication - text messaging. These are some of the advantages of the Scoot Mobile Money platform versus other solutions:

Scoot Mobile Money & Tyburn

Other Mobile Products/Services

Works with virtually any mobile phone	Special format required (WAP, Wallet)
No software downloads	Requires software downloads
Automatic updates	Require periodic updates
No wireless charges for transactions *	Charges for wireless transactions *
Easily integrated with any prepaid card	Must use credit card / special debit card
Flexible processor options	Must use specific processor
No bank account required	Must be a banked customer
Option for International bank issuance	Designed for US-banked operations only
Dual cards (family) via master cardholder	Single card application

* Included in monthly cardholders fees. There is a charge for each card-to-card or other transaction based on the cardholder agreement. Scoot's mobile network allows us to build the costs into the cardholder monthly service.

* Message and Data Rates may apply. Users may opt out at any time texting STOP to 94932. Supported carriers: AT&T Mobility, Sprint Nextel, T-Mobile, Verizon Wireless, ALLTEL, Virgin, US Cellular, Boost and Cellular One.

How It Works
Below is an overview of the Scoot architecture. Tyburn provides the consulting and integration services to enable your cards with Scoot Mobile Banking. We can deliver the processor and banking relationships along with our proprietary product Scoot. Scoot is a notification service therefore it rises above other solutions that carry actual financial information. There is a double level of security that shields card accounts from any transmission or access. The mobile phone number and password are part of the security scheme.

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